OUR GOAL - Providing you a smooth transaction; giving you peace of mind.

At SureTrust Title we pride ourselves on our attentiveness and exceptional customer service, while offering the most competitive rates available in the industry. The information we provide on our site is designed to help you understand some of the important things associated with your real estate transaction and the important benefits of title insurance.

For more information about our services, please call the experts at SureTrust Title. We look forward to working with you!


Your SureTrust Title Escrow Officer will explain your Settlement Statement following his or her receipt of the lender’s package. That said, this is a general guide to who pays what.

Seller's can generally expect to pay:

  • Owner’s title insurance policy premium

  • Real estate commission

  • 1/2 of the escrow fee

  • Any loan charges required by Buyer’s lender, if specified in the purchase contract

  • Loan payoff,  plus interest charges including but not limited to statement, reconveyance and/or prepayment fees.

  • Any repair work, specified in the purchase contract

  • Home Warranty, if specified in the purchase contract

  • Any encumbrance of record against the seller

  • Recording charges to clear all documents of record against the seller

  • Prorated property taxes and/or delinquent taxes to date of close

  • Unpaid HOA dues or assessments

  • HOA transfer fee, if specified

  • HOA Disclosure Statement


Buyer's can generally expect to pay:

  • Lender’s title insurance policy premium

  • 1/2 of the escrow fee

  • All new lender charges except those required by lender for seller to pay

  • Recording charges

  • Interest on new loan

  • Hazard insurance premium

  • Property tax impounds as required by new lender

  • Advance HOA management payments (if applicable)


Note: FHA, VA, and other specialty loans may have specific fee stipulations.