
DON'T MAKE A MOVE WITHOUT A REALTOR
Here is why working with a REALTOR® works for you in terms of your interests, convenience, budget and your peace of mind throughout the entire buying process. A strict Code of Ethics binds active members of the National Association of Realtors®.
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Realtors® are the source of the most complete and up-to-date information on market availability, including homes listed by another REALTOR®. Working with these professionals saves valuable time.
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Realtors® assist in determining what a purchaser can afford as well as available financing options.
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Realtors® assist in finding the home which best meets a purchaser’s needs, from size and style to features and location as well as accessibility to desired amenities.
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Realtors® can provide information to better inform a purchaser which property to buy, from real estate values to taxes, municipal services to utility costs. Realtors® can be objective about a property and point out disadvantages, as they have no emotional ties.
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Realtors® will negotiate offers and counter offers on your behalf with the Seller until an agreement has been made and will guide you through the loan and escrow process.
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Realtors® will determine “Fair” market value establishing a fair sales price.
PURCHASING PROCESS:
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Loan pre-qualification and determination of home shopping ability.
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Contract negotiation and acceptance and Sellers Property Disclosure (SPD).
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Escrow is opened and Title Report is ordered.
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Begin loan process.
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Inspection period. Contact hazard insurance company to verify property and individual insurability. Repairs accepted.
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Appraisal is ordered by lender.
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Loan documents drawn by lender.
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Loan and escrow documents signed at SureTrust Title and final closing deposit is made.
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Funding by lender.
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Recording of loan and escrow documents with County Recorder.
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Property transfer is complete